Salary: $225,000 – $275,000

Are you a fearless leader with an unwavering determination to drive credit excellence? We are seeking a visionary Chief Credit Officer to shape and safeguard our bank’s credit strategy while fueling sustainable growth. In this high-impact role, you will command our credit operations with authority, insight, and ambition, ensuring that every lending decision balances opportunity with discipline.

As the CCO, you will oversee credit policy, risk management, and portfolio strategy across commercial, consumer, and specialty lending. Your keen analytical skills and deep market understanding will inform decisions that protect assets while unlocking new avenues for growth. You will lead a high-performing team, fostering a culture of accountability, precision, and relentless pursuit of excellence.

Key Responsibilities:

• Set the strategic direction for the bank’s credit portfolio, aligning risk management with growth objectives.

• Develop, implement, and maintain robust credit policies, standards, and procedures that ensure compliance and sound judgment.

• Oversee credit risk assessment, underwriting practices, and portfolio monitoring to maintain asset quality.

• Lead, mentor, and inspire a team of credit professionals to achieve operational excellence and career growth.

• Collaborate with executive leadership to inform strategic decisions, capital planning, and growth initiatives.

• Identify emerging risks, market trends, and opportunities to optimize lending strategies.

• Serve as a trusted advisor to the Board and executive team on credit matters, presenting clear, actionable insights.

Qualifications:

• Proven track record in senior credit leadership roles within banking or financial services.

• Exceptional analytical, strategic, and decision-making skills with the ability to balance risk and opportunity.

• Strong leadership presence with experience managing and developing high-performing teams.

• Deep understanding of regulatory requirements, credit risk frameworks, and market dynamics.

• Ambitious, results-driven, and relentless in the pursuit of operational and strategic excellence.

Join us in San Francisco and lead a team dedicated to building a disciplined, high-performing credit culture while driving growth, innovation, and long-term success. This is your opportunity to leave a bold mark on a thriving financial institution.