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Rockbridge Search & Recruitment 21/06/2021

Real Estate Loan Officer/Portfolio Manager

Ref #: 186
Location: Nevada Nevada 89044
Salary: $95k-$125k
Sector: Banking
Type: Permanent

The Loan Officer/Portfolio Manager provides a full range of Real Estate lending and banking services to commercial customers. They will develop and maintain a client relationship portfolio for a given market area. This includes determining credit eligibility, preparing loan narratives, ensuring loans meet appropriate criteria, and effectively cross-selling products. Active Solicitation of new Real Estate business and growth of new relationships.

  • Independently handling all Real Estate relationships, including complex loan structures required for permanent, bridge and construction lending.
  • Gather, interpret, analyze, and present financial data, other loan information and reports to staff and management.
  • Providing leadership to other bankers within the group.
  • Preparing loan presentations for Senior Management.
  • Generating New Business for the Real Estate Group as well as other divisions within the Bank.
  • Preparing and supervising loan packages for presentation to Senior Management and Loan Committee.
  • Provide oversight and support of compliance regulations, reviewing both internal and external functions and ensure zero defects in reporting and data integrity.
  • Ensuring the Real Estate loan portfolio is actively managed for covenants, maturities, and risk rating recommendations.
  • Assuming full responsibility for quality, completeness, and accuracy of all loan documentation in the loan portfolio, proactively manages loan asset quality.
  • Contributing to the Bank's and Group's overall management objectives by participating in leadership meetings and supporting Bank goals.
  • Gaining comprehensive knowledge of all bank products to cross sell Retail, Treasury Management, and Wealth Management.
  • Participating in community-oriented and professional organizations to provide additional networking and referral opportunities.
  • Resolves problems and issues with team members to accomplish established objectives.
  • Use judgment and creativity within policies and practices.
  • Assist in development and implementation of departmental policies.
  • Interact with executives and other Bank staff. Interactions might involve controversial situations, influencing and persuading other senior level employees or managers.
  • Requires a Bachelor's degree in Finance, Accounting, Business, or a related field and 6+ years of commercial/business loans, lending, credit analysis, loan risk grading, loan workouts or other related experience.
  • In-depth knowledge of loan policies and lending procedures.
  • Experience in advising loan applicants and assessing loan applications.
  • Extensive experience in reviewing financial information.
  • Solid working knowledge of Real Estate lending, underwriting, contracts, and experience working with real estate loans.
  • Excellent management, organizational, customer service, and written/verbal communication skills.
  • Ability to collaborate with senior managers and external stakeholders.
  • Advanced ability to negotiate payment plans and report delinquency.
  • Ability to train and supervise loan administrators, as well as liaise between departments.
  • Excellent organizational and communication skills.