???? Addison, TX
???? $150,000 – $200,000 + Incentive Compensation + Full Benefits

Drive Growth. Structure Smart Deals. Own the Relationship.

A well-capitalized, growth-oriented financial institution in Addison, TX is seeking a seasoned Commercial Lender who brings both sharp financial acumen and a relationship-first mindset. This is not a “sit behind the desk” role—it’s for a dealmaker who understands that strong portfolios are built through insight, trust, and disciplined execution.

You’ll operate at the intersection of credit strategy and client partnership, originating and managing a diverse portfolio of commercial loans while contributing meaningfully to the bank’s long-term growth and risk posture.

What You’ll Do

Business Development & Relationship Management

• Originate, develop, and manage a robust portfolio of commercial clients across industries
• Cultivate new business through networking, referrals, and market intelligence
• Serve as a trusted advisor to business owners, executives, and stakeholders
• Structure tailored lending solutions that align with client needs and bank objectives

Credit Analysis & Structuring

• Analyze financial statements, cash flow, collateral, and industry trends
• Structure and negotiate loan terms, pricing, and covenants
• Partner closely with credit teams to ensure sound underwriting and risk mitigation
• Present well-supported loan packages to credit committees

Portfolio Management

• Actively monitor portfolio performance, identifying emerging risks and opportunities
• Conduct regular client reviews, site visits, and financial check-ins
• Maintain strong credit quality through proactive risk management
• Ensure compliance with all regulatory and internal credit policies

Collaboration & Leadership

• Work cross-functionally with treasury management, credit, and executive leadership
• Mentor junior lenders or analysts as needed
• Contribute to strategic growth initiatives and market expansion efforts

What You Bring

• 7+ years of commercial lending experience with a strong book of business
• Proven ability to originate and close complex commercial loans
• Deep understanding of credit analysis, underwriting, and risk assessment
• Strong financial statement analysis skills (cash flow is your compass)
• Excellent negotiation, communication, and relationship-building abilities
• Bachelor’s degree in Finance, Business, or related field (MBA or formal credit training is a plus)

What Sets You Apart

• You think like a banker but act like a business partner
• You balance growth and risk with precision—never sacrificing one for the other
• You can walk into a room of executives and speak their language without missing a beat
• You’re energized by building something—relationships, portfolios, and market presence

What You’ll Get

• Competitive base salary + uncapped incentive potential
• Comprehensive benefits package (medical, dental, vision, 401k, PTO)
• Strong internal credit and operational support
• A platform that values autonomy, performance, and long-term client relationships
• Opportunity to make a visible impact in a high-growth market