???? The Woodlands, TX
???? $150,000 - $170,000 + Comprehensive Benefits + Performance Incentives

Build Businesses. Strengthen Communities. Shape the Future.

In The Woodlands, success is built on relationships that last, businesses that thrive, and financial partners who understand that every loan represents someone's vision. We're searching for an accomplished Commercial Lender who is passionate about helping businesses grow while building a high-performing portfolio rooted in trust, integrity, and strategic thinking.

This is more than a lending role. It's an opportunity to become a trusted advisor to business owners, entrepreneurs, developers, and executives throughout one of Texas' most dynamic markets. You'll have the autonomy to cultivate meaningful client relationships, identify new opportunities, and deliver creative financial solutions that make a lasting impact.

If you enjoy walking into a room knowing your expertise creates opportunities for others, this is the career move you've been waiting for.

What You'll Do

As our Commercial Lender, you'll serve as both a business development leader and financial consultant, managing an established portfolio while continuously expanding your network throughout the community.

Your responsibilities will include:

• Develop and grow a diverse commercial loan portfolio through strategic business development efforts.
• Build long-term relationships with business owners, commercial real estate investors, professional service firms, and middle-market companies.
• Analyze commercial credit requests and structure customized lending solutions that meet client objectives while maintaining sound credit quality.
• Negotiate loan terms, pricing, collateral requirements, and covenant structures.
• Identify opportunities for treasury management, deposits, merchant services, and additional banking solutions.
• Partner closely with Credit Administration, Treasury Management, Private Banking, and Executive Leadership to deliver exceptional client experiences.
• Perform detailed financial statement analysis, cash flow evaluations, and risk assessments.
• Monitor portfolio performance and proactively manage credit quality.
• Maintain compliance with all regulatory guidelines, lending policies, and underwriting standards.
• Represent the bank throughout the community by attending networking events, industry functions, and business organizations.
• Become a trusted resource clients call long before they need financing.

What We're Looking For

We're seeking a relationship-driven banking professional who enjoys balancing analytical thinking with business development. The ideal candidate understands that great lending is built on both sound financial judgment and authentic human connection.

Qualifications include:

• Bachelor's degree in Finance, Accounting, Business, Economics, or a related field preferred.
• 5+ years of commercial lending and relationship management experience.
• Proven success developing new commercial banking relationships and growing loan portfolios.
• Strong knowledge of commercial credit underwriting and financial statement analysis.
• Experience structuring commercial real estate, C&I, owner-occupied, and investment lending transactions.
• Strong understanding of cash flow analysis, tax returns, collateral evaluation, and credit risk.
• Ability to identify opportunities while balancing prudent credit decisions.
• Excellent negotiation, communication, and presentation skills.
• Self-motivated with an entrepreneurial mindset and strong business development instincts.
• Established network within the Texas business community is highly desirable.

What Sets You Apart

You naturally build trust. You ask insightful questions before offering solutions. You understand the stories behind financial statements and recognize opportunities others might overlook. Whether meeting with a business owner over coffee or presenting a complex credit request to committee, you bring confidence, professionalism, and credibility to every interaction.

You believe that exceptional banking isn't transactional. It's personal, consultative, and built one relationship at a time.

Why You'll Love This Opportunity

This organization believes talented bankers deserve more than production goals. You'll be supported by collaborative leadership, efficient underwriting processes, and a culture that values long-term relationships over short-term transactions.

You'll enjoy:

• Competitive salary of $150,000 - $170,000
• Annual incentive and performance bonus opportunities
• Comprehensive medical, dental, and vision coverage
• 401(k) with company match
• Generous Paid Time Off and paid holidays
• Professional development and continuing education support
• Career advancement opportunities within a growing organization
• Strong operational and credit support teams
• Collaborative, relationship-focused culture where your expertise is recognized and your contributions truly matter

The Opportunity

Great commercial lenders don't simply close loans. They fuel expansion, create jobs, finance innovation, and help businesses write their next chapter.

If you're ready to join a banking organization where your experience is valued, your relationships matter, and your career has room to grow, we'd love to connect with you. Your next great portfolio could start right here in The Woodlands, Texas.