???? Location: Seattle, WA
???? Salary: $150,000 to $210,000 annually

Lead Credit Excellence. Drive Smart Decisions. Shape the Future.

Are you a strategic banking professional who thrives on balancing risk with opportunity? Do you enjoy building strong credit processes, mentoring talented teams, and influencing the growth of a high-performing financial institution? If so, we want to meet you.

We are seeking an experienced Credit Administrator to provide executive leadership over the bank's credit administration function. This is an exceptional opportunity for a proven credit professional who enjoys collaborating with executive leadership, strengthening credit quality, and helping commercial lending teams succeed while maintaining a disciplined approach to risk management.

You'll play a critical role in shaping the bank's credit culture, ensuring sound underwriting standards, supporting portfolio growth, and developing innovative strategies that position the organization for long-term success.

What You'll Do

As the Credit Administrator, you will serve as a trusted advisor to executive leadership while overseeing every aspect of the credit administration process. Responsibilities include:

• Lead the overall credit administration strategy and ensure alignment with the bank's lending philosophy.
• Establish, maintain, and continuously improve underwriting policies, procedures, and credit risk standards.
• Provide leadership and oversight of commercial, industrial, commercial real estate, SBA, and specialty lending credit functions.
• Review, approve, and recommend credit requests within lending authority while providing guidance on complex transactions.
• Partner with Commercial Relationship Managers and lending teams to structure sound, profitable credit opportunities.
• Monitor the overall health of the loan portfolio and proactively identify emerging credit trends.
• Direct portfolio stress testing, concentration management, and ongoing credit quality analysis.
• Ensure compliance with regulatory requirements, internal policies, and sound banking practices.
• Lead loan review initiatives and coordinate responses to regulatory examinations and external audits.
• Oversee problem loan identification, workout strategies, and portfolio remediation efforts.
• Develop credit risk reporting for executive management and the Board of Directors.
• Drive continuous improvements in credit processes, technology, and operational efficiency.
• Mentor, coach, and develop a team of credit professionals while fostering a collaborative, high-performance culture.
• Work closely with senior leadership to support strategic growth initiatives while maintaining disciplined credit quality.

What We're Looking For

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field (Master's degree preferred).
• 10+ years of progressive commercial banking and credit administration experience.
• Significant leadership experience managing credit teams within a financial institution.
• Deep knowledge of commercial credit analysis, underwriting, portfolio management, and regulatory compliance.
• Strong understanding of commercial lending, CRE, C&I, SBA, and complex credit structures.
• Experience working with executive leadership and presenting to senior committees or Boards.
• Exceptional analytical, financial statement, and risk assessment skills.
• Excellent communication and relationship-building abilities.
• Proven ability to make sound, timely credit decisions while balancing growth and risk.
• High level of integrity, professionalism, and strategic thinking.

Why You'll Love This Opportunity

This isn't simply a credit administration role. It's a leadership opportunity where your expertise directly influences the strength and success of an entire organization. You'll collaborate with accomplished banking professionals, help shape lending strategy, mentor future leaders, and make meaningful contributions that drive long-term growth.

If you're energized by solving complex credit challenges, leading exceptional teams, and making strategic decisions that matter, this is your opportunity to leave a lasting impact.

Compensation & Benefits

• Competitive salary ranging from $150,000 to $210,000, based on experience and qualifications.
• Performance-based incentive opportunities.
• Comprehensive medical, dental, and vision insurance.
• 401(k) with employer match.
• Generous paid time off and company holidays.
• Professional development and continuing education support.
• Executive-level career growth opportunities.
• Collaborative leadership team and strong organizational culture.
• Stable, well-capitalized financial institution committed to long-term success.

Ready to Elevate Your Career?

If you're ready to lead credit strategy, influence executive decision-making, and build a stronger future for both clients and the organization, we'd love to hear from you. Apply today and become part of a team where expertise is valued, leadership is celebrated, and your impact will be felt across the entire bank.