Location: Murrieta, California

Salary: $230,000 - $265,000 + Comprehensive Executive Benefits & Performance Incentives

Lead the Financial Future of a Thriving Community Bank

Are you an accomplished financial executive ready to shape the strategic direction of a growing financial institution? We're seeking an experienced Executive Vice President & Chief Financial Officer (EVP/CFO) to join our executive leadership team in beautiful Murrieta, California. This is an exceptional opportunity for a visionary banking leader who thrives on strategic planning, financial stewardship, innovation, and driving organizational success.

As the EVP/CFO, you will serve as a trusted advisor to the CEO, Board of Directors, executive leadership team, and key stakeholders while overseeing every aspect of the bank's financial operations. This role goes far beyond traditional accounting. You'll play a critical role in shaping long-term strategy, managing financial performance, guiding balance sheet growth, optimizing profitability, ensuring regulatory compliance, and positioning the organization for continued success in an evolving financial landscape.

If you're passionate about community banking, thrive in executive leadership, and enjoy making meaningful decisions that directly impact customers, employees, shareholders, and the communities we serve, we'd love to meet you.

What You'll Do

As Executive Vice President & Chief Financial Officer, you will provide strategic leadership across all financial disciplines while ensuring the organization's financial strength and long-term sustainability.

Strategic Financial Leadership

• Develop and execute the bank's overall financial strategy aligned with organizational objectives.
• Serve as a key member of the Executive Leadership Team, contributing to enterprise-wide decision making.
• Partner with the CEO and Board of Directors to establish long-term financial goals and growth initiatives.
• Evaluate strategic investments, acquisitions, and expansion opportunities.
• Deliver insightful financial analysis to support executive decisions.
• Monitor industry trends, market conditions, and economic indicators affecting financial performance.

Financial Planning & Analysis

• Direct annual budgeting, forecasting, and long-range financial planning processes.
• Analyze profitability across business lines, products, and markets.
• Prepare comprehensive financial models and strategic projections.
• Monitor key performance indicators and recommend operational improvements.
• Present financial reports and recommendations to executive leadership and the Board.
• Drive initiatives that improve operational efficiency and financial performance.

Treasury & Asset/Liability Management (ALM)

• Oversee liquidity management and funding strategies.
• Lead balance sheet optimization initiatives.
• Monitor interest rate risk and capital adequacy.
• Partner with ALCO in managing the bank's investment portfolio.
• Develop strategies that maximize earnings while maintaining prudent risk management.
• Evaluate funding alternatives and capital deployment opportunities.

Accounting & Financial Reporting

• Oversee all accounting operations in accordance with GAAP and regulatory requirements.
• Ensure timely preparation of monthly, quarterly, and annual financial statements.
• Maintain strong internal controls across financial reporting functions.
• Supervise external audits and regulatory examinations.
• Ensure accurate SEC reporting when applicable.
• Continuously improve accounting systems and financial processes.

Regulatory Compliance & Risk Management

• Ensure compliance with all banking regulations and financial reporting standards.
• Maintain strong relationships with regulatory agencies and external auditors.
• Oversee capital planning and regulatory reporting.
• Participate in enterprise risk management initiatives.
• Support internal audit and compliance functions.
• Ensure adherence to OCC, FDIC, Federal Reserve, CFPB, and state regulatory expectations as applicable.

Executive Leadership

• Lead, mentor, and develop high-performing finance and accounting teams.
• Foster a culture of accountability, collaboration, innovation, and continuous improvement.
• Build succession plans for key finance positions.
• Champion cross-functional partnerships throughout the organization.
• Serve as a trusted resource for executive leadership and department managers.

What You Bring

We're looking for an experienced banking executive with exceptional financial acumen and a collaborative leadership style.

Required Qualifications

• Bachelor's degree in Accounting, Finance, Economics, Business Administration, or a related discipline.
• 10+ years of progressive banking finance experience, including senior executive leadership.
• Prior experience serving as a CFO, Deputy CFO, Finance Executive, Controller, or comparable executive role within a financial institution.
• Deep understanding of community or regional banking operations.
• Extensive knowledge of:
  • GAAP
  • Banking regulations
  • Asset/Liability Management
  • Capital planning
  • Treasury management
  • Financial reporting
  • Budgeting and forecasting
• Demonstrated success leading finance teams and organizational strategy.
• Exceptional communication and executive presentation skills.
• Proven ability to influence organizational direction through data-driven decision making.

Preferred Qualifications

• CPA designation preferred.
• MBA or Master's degree in Finance, Accounting, or Business Administration is highly desirable.
• Experience working directly with Boards of Directors.
• Familiarity with mergers and acquisitions, capital raises, or strategic growth initiatives.
• Experience implementing financial technologies and process improvements.

The Ideal Leader

You are:

• A strategic thinker who sees beyond the numbers.
• A collaborative executive who builds trust throughout the organization.
• An analytical problem solver with exceptional business judgment.
• Comfortable presenting complex financial information to executive leadership and Boards.
• Passionate about community banking and customer-focused growth.
• A mentor who develops future leaders.
• Calm, decisive, and confident in dynamic environments.
• Dedicated to integrity, transparency, and operational excellence.

Why Join Us?

This is an opportunity to influence the future of a respected financial institution while partnering with an executive team committed to innovation, sustainable growth, and exceptional client service.

We offer:

• Competitive executive compensation of $230,000 - $265,000
• Performance-based bonus opportunities
• Comprehensive medical, dental, and vision insurance
• 401(k) with company match
• Executive-level paid time off
• Life and disability insurance
• Professional development and continuing education support
• Executive leadership visibility with the Board of Directors
• A collaborative, values-driven culture
• The opportunity to make a lasting impact on the bank's future and the communities it serves

Ready to Lead?

If you're an accomplished banking finance executive ready to guide strategy, strengthen financial performance, and help shape the next chapter of a growing community bank, we'd love to hear from you. Join us in Murrieta, California, and become a key architect of an organization committed to financial excellence, meaningful relationships, and long-term success.