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Rockbridge Search & Recruitment 11/11/2024

Senior Relationship Manager (Deposit)

Ref #: 138
Location: S. California S. California 91316
2025-02-11
Salary: 175,000 USD - 215,000 USD
Sector: Banking
Type: Permanent

Responsibilities

  • Meet with existing or potential customers, visit sites of loans, negotiate loan terms and conditions, approve loans within established lending limits.
  • Ensure credit inquires and UCC filings are researched to determine credit worthiness and appropriate collateral positioning is achieved.
  • Respond to inquiries or refer inquiries to the appropriate department or person; exhibit the necessary follow-through with customers and/or staff involved.
  • Ensure certification or deletion of collateral is made by the appropriate personnel.
  • Engage in business development activities and solicitation of new business.
  • Develop and maintain knowledge of financial industry, economy, market conditions, rates, vendors, and competition.
  • Approve or decline reports for customers assigned within his or her portfolio within established lending limits.
  • Pipeline tracking and management of closing timelines is essential for new and renewing loans and deposit accounts.
  • Negotiate, underwrite, and process renewals of credit facilities
  • Operate computer terminal to process account activity, determine balances, and resolve problems within given authority.
  • Approve loan payments, draw from lines of credit, and fund transfers within specified limits.
  • Authorize commitment, engagement, and decline letters.
  • Process, solve, and answer complex customer transactions, problems, or inquiries.

Qualifications

  • Bachelor’s degree (BA) or equivalent from a 4-year college or university; 8 years of related experience and/or training; or the equivalent combination of education and experience.
  • Ability to deal with complex problems involving multiple facets and variables in non-standardized situations.
  • Ability to work with minimal supervision while performing duties.
  • Intermediate to advanced experience, knowledge, and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Intermediate to advanced experience, knowledge, and training in all lending activities and terminology.
  • Ability to read, analyze, and interpret general business periodicals, professional journals, and technical procedures.
  • Excellent organizational and time management skills.
  • Intermediate knowledge of commercial, construction, real estate, and consumer loan processing.
  • Ability to develop marketing and business development skills with customers.
  • Intermediate skills in personal computer operation, word processing, spreadsheet, and specialty software programs.
  • Exceptional verbal, written, and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, train personnel, write reports, correspondence, and procedures, speak clearly to customers and employees
  • Current Washington State driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities
  • Treat people with respect, keep commitments, inspire the trust of others, work ethically and with integrity, uphold organizational values, accept responsibility for own actions.

 

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