Location: Ontario, CA
Compensation: $190,000–$220,000 base + performance incentives

The Opportunity

This is not a back-office credit role. This is the command center.

As SVP, Credit Manager, you will shape the credit culture of the organization, balancing disciplined risk management with smart, profitable growth. You will sit at the intersection of strategy, leadership, and judgment, guiding complex credit decisions while mentoring a high-performing team. Your voice carries weight, your analysis drives outcomes, and your leadership sets the tone.

If you see credit as both an art and a science, this role was written with you in mind.

What You’ll Do

• Lead and oversee the full credit lifecycle for complex commercial and specialty lending portfolios

• Establish and refine credit policies, risk frameworks, and approval authorities that scale with growth

• Serve as a trusted advisor to executive leadership on credit quality, portfolio trends, and risk exposure

• Chair or actively participate in loan committees, presenting clear, confident credit recommendations

• Partner with Relationship Managers to structure creative, bankable deals without compromising discipline

• Monitor portfolio performance, concentrations, stress testing, and early warning indicators

• Guide regulatory exams, audits, and internal reviews with precision and confidence

• Recruit, mentor, and elevate credit officers and analysts into top-tier talent

What Sets You Apart

• 10+ years of progressive credit leadership within commercial or specialty lending

• Proven experience managing senior-level credit teams and complex portfolios

• Deep understanding of underwriting, risk rating, policy governance, and regulatory expectations

• Executive presence with the ability to influence, challenge, and collaborate across departments

• Decisive judgment paired with thoughtful, well-documented credit analysis

• Bachelor’s degree required; advanced degrees or formal credit training a strong plus

Why This Role Stands Out

• Executive visibility and influence without losing hands-on impact

• A leadership seat where your expertise truly shapes outcomes

• Competitive compensation reflecting the scope and importance of the role

• A culture that values clarity, accountability, and intelligent risk-taking

This is a role for a credit leader who sees beyond numbers on a page, someone who understands that strong credit decisions don’t just protect a balance sheet, they power sustainable growth.