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Rockbridge Search & Recruitment 26/01/2026

SVP Credit Manager

Ref #: 154
Location: S. California S. California 91710
2026-04-26
Salary: 190,000 USD - 220,000 USD
Sector: Banking
Type: Permanent

Ontario, CA | $190,000–$220,000

The SVP, Credit Manager is the strategic guardian of the balance sheet and the quiet architect behind smart, sustainable growth. This leader sets enterprise-wide credit policy, steers portfolio quality, and partners with executive leadership to ensure risk is understood, measured, and boldly but wisely taken. You will oversee underwriting, portfolio management, and credit administration, bringing clarity to complex transactions and calm to high-stakes decisions.

Equal parts analyst, diplomat, and storyteller, you translate financial nuance into actionable insight, mentor high-performing teams, and build a culture where sound judgment and intellectual curiosity coexist. You thrive in boardroom conversations, enjoy unraveling complicated structures, and believe strong credit is not about saying “no,” but about crafting the right “yes.”

This role calls for deep credit expertise, a strategic mindset, and a dash of personality—someone who respects the numbers, but also the narrative behind them.

 
make it have responsibilities and qualifications
 

Senior Vice President, Credit Manager
Ontario, CA | $190,000–$220,000

The SVP, Credit Manager is the strategic steward of credit quality and the chief translator between risk, opportunity, and growth. This role sets the tone for how the organization thinks about credit, from policy and portfolio strategy to complex deal structure and executive-level decision making. You are the calm in the storm, the voice of reason in the room, and the person who can make a balance sheet tell a compelling (and accurate) story.

Key Responsibilities

  • Lead and oversee all credit functions including underwriting, portfolio management, loan review, and credit administration.

  • Establish and maintain enterprise-wide credit policies, risk frameworks, and approval authorities.

  • Partner with executive leadership, relationship managers, and risk teams to structure complex transactions and ensure prudent, profitable growth.

  • Monitor portfolio performance, trends, concentrations, and emerging risks; present clear, insightful reporting to senior management and the Board.

  • Guide problem loan strategy, workouts, and credit remediation with firmness, creativity, and commercial sensibility.

  • Build, mentor, and inspire high-performing credit teams, fostering a culture of curiosity, accountability, and sound judgment.

  • Ensure regulatory compliance and readiness for examinations, audits, and internal reviews.

  • Serve as a trusted advisor, bringing both analytical rigor and practical wisdom to strategic initiatives.

Qualifications

  • Bachelor’s degree in Finance, Accounting, Business, or related field; MBA or advanced degree preferred.

  • 12+ years of progressive experience in commercial credit, risk management, or lending, with significant leadership responsibility.

  • Deep expertise in underwriting, credit structuring, portfolio risk, and regulatory standards.

  • Proven ability to evaluate complex financial statements, industries, and capital structures.

  • Strong executive presence with the ability to communicate clearly from the credit committee to the boardroom.

  • A thoughtful leader who balances discipline with creativity and knows when the right answer is “no,” “yes,” or “not yet.”

  • A steady hand, sharp mind, and just enough personality to make serious conversations both productive and human.

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