???? Salinas, California
???? $125,000 – $150,000 + Comprehensive Benefits + Executive Leadership Opportunity

Lead the Strategy Behind Every Relationship, Every Credit Decision, and Every Dollar on the Books

In the banking world, numbers tell stories. Behind every note is a business expansion, a family legacy, a commercial investment, or a vision waiting to unfold. We are seeking a highly skilled, relationship-driven SVP Note Manager to oversee and elevate the management of complex loan portfolios while serving as a strategic force within a growing financial institution.

This is not a back-office paper-pushing role hidden beneath fluorescent lights and forgotten spreadsheets. This is a high-impact leadership position for a banking professional who understands the rhythm of commercial lending, the architecture of credit quality, and the importance of operational precision. The ideal candidate combines analytical horsepower with polished leadership, bringing confidence to portfolio oversight, loan servicing, risk mitigation, and client experience.

If you thrive in an environment where accountability, collaboration, and strategic thinking carry real weight, this opportunity offers a seat at the leadership table and the chance to shape the future of a respected banking organization in California’s Central Coast market.

Position Overview

The SVP Note Manager will oversee the administration, servicing, monitoring, and operational integrity of the bank’s commercial and consumer loan portfolios. This individual will partner closely with executive leadership, credit administration, relationship managers, compliance teams, and loan operations to ensure loan documentation, portfolio performance, and servicing standards are executed with excellence.

This role demands a seasoned banking professional capable of balancing regulatory awareness with operational efficiency while maintaining exceptional service standards for both internal stakeholders and valued clients.

Key Responsibilities

Portfolio & Loan Administration Leadership

• Oversee the management and servicing of complex commercial, agricultural, construction, and consumer loan portfolios
• Ensure accuracy, completeness, and compliance of all loan documentation, collateral records, and servicing activities
• Monitor loan maturity reports, covenant tracking, exceptions, and payment activity across the portfolio
• Partner with credit and lending teams to maintain strong asset quality and minimize operational risk
• Provide strategic oversight of note management processes from booking through payoff

Risk Management & Compliance

• Maintain deep understanding of banking regulations, lending policies, and internal controls
• Ensure adherence to state and federal banking requirements, audit standards, and compliance expectations
• Identify operational inefficiencies or portfolio risks and proactively implement corrective solutions
• Support internal and external audits, loan reviews, and regulatory examinations
• Assist leadership in strengthening portfolio governance and operational transparency

Operational Excellence

• Streamline workflows and enhance loan servicing efficiency across departments
• Collaborate with technology and operations teams to improve reporting systems and process automation
• Oversee exception tracking, imaging systems, collateral perfection, and documentation management
• Ensure timely processing of renewals, modifications, payoffs, and loan maintenance requests

Leadership & Collaboration

• Mentor and support loan operations and servicing personnel
• Foster a culture of accountability, precision, professionalism, and service excellence
• Serve as a trusted resource for lenders, credit analysts, and executive leadership
• Participate in strategic initiatives, process improvement discussions, and departmental planning

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field preferred
• 7+ years of progressive banking experience with strong exposure to loan servicing, note administration, credit operations, or portfolio management
• Prior leadership experience within a commercial banking environment strongly preferred
• Strong understanding of commercial loan structures, documentation, collateral, and servicing practices
• Working knowledge of banking compliance, regulatory expectations, and operational risk management
• Exceptional organizational skills with sharp attention to detail and deadlines
• Strong communication skills with the ability to interact confidently across all levels of the organization
• Experience with core banking systems and loan management platforms preferred

What Makes This Opportunity Stand Out

This is an opportunity to join a respected banking institution where leadership is visible, decisions matter, and operational excellence is viewed as a competitive advantage rather than a checkbox. You’ll help shape processes, strengthen portfolio integrity, and contribute directly to the bank’s long-term success while working alongside experienced banking professionals who value collaboration and strategic thinking.

The right candidate will find more than a role here. They’ll find influence, stability, growth potential, and the opportunity to become a cornerstone of an evolving organization.

Compensation & Benefits

• Competitive base salary ranging from $125,000 – $150,000 annually
• Performance-based incentives and bonus opportunities
• Comprehensive medical, dental, and vision coverage
• 401(k) with company contribution
• Paid time off and holidays
• Executive-level career growth potential
• Collaborative leadership culture with long-term stability

Step into a role where operational precision meets executive influence, and where every note on the books represents an opportunity to help businesses and communities grow.