???? San Antonio
???? $140,000 – $200,000 + Performance Incentives & Comprehensive Benefits

Lead Relationships. Structure Opportunity. Drive Growth.

In the world of commercial banking, great lenders do more than move capital. They build trust, unlock opportunity, and help businesses turn ambitious plans into operating realities. We are seeking a polished, relationship-driven VP Commercial Lender who brings a sharp credit mindset, a strong business-development instinct, and the professionalism to represent the bank at the highest level throughout the San Antonio market.

This is an outstanding opportunity for a commercial banking professional who thrives in a client-facing environment and enjoys balancing strategic relationship management with sound credit stewardship. You will partner with business owners, investors, and executives across a diverse portfolio while playing a visible role in the continued growth of the organization.

If you enjoy building meaningful client relationships, navigating complex commercial transactions, and contributing to a collaborative banking culture rooted in integrity and excellence, this role offers the runway to make a lasting impact.

What You’ll Do

• Develop and manage a portfolio of commercial banking relationships with a focus on middle-market and privately held businesses
• Originate new commercial loan opportunities through networking, referrals, and market development efforts
• Structure commercial lending solutions including C&I, owner-occupied real estate, investment real estate, and lines of credit
• Analyze financial statements, tax returns, cash flow trends, and collateral structures to assess creditworthiness
• Prepare and present credit packages with clear risk analysis and thoughtful recommendations
• Partner closely with credit administration and underwriting teams to ensure timely, accurate loan processing
• Maintain strong knowledge of market conditions, industry trends, and competitive banking products
• Cross-sell treasury management, deposits, and additional banking solutions to deepen client relationships
• Monitor portfolio performance and proactively manage risk, renewals, and covenant compliance
• Represent the bank professionally within the community, industry organizations, and networking events

What We’re Looking For

• Bachelor’s degree in Finance, Business, Accounting, or related field preferred
• 5+ years of commercial lending or relationship management experience
• Strong commercial credit analysis and financial statement interpretation skills
• Proven ability to develop business and cultivate long-term client relationships
• Experience managing commercial loan portfolios and structuring complex transactions
• Knowledge of banking regulations, lending policies, and risk-management practices
• Excellent communication, negotiation, and presentation skills
• High level of professionalism, business acumen, and personal accountability
• Familiarity with the San Antonio commercial market is highly valued

Why This Opportunity Stands Out

• Competitive compensation package with strong incentive potential
• Established banking platform with growth momentum in the Texas market
• Leadership visibility and advancement opportunities
• Collaborative, team-oriented environment where relationship banking still matters
• Opportunity to work with a respected client base across multiple industries
• Strong operational and credit support allowing lenders to focus on growth and client success

The Ideal Candidate

You’re equal parts strategist and relationship builder. You can walk into a boardroom with confidence, speak fluently about cash flow and risk, and still make clients feel like they’re talking with a trusted advisor instead of a transaction manager. You understand that commercial banking is part analytics, part instinct, and part reputation built one handshake at a time. ????