???? Coeur d'Alene, Idaho
???? $140,000 to $170,000 + Performance Incentives + Comprehensive Benefits

Build Relationships. Drive Growth. Make a Lasting Impact.

An exceptional opportunity is available for an accomplished Vice President, Commercial Relationship Manager to join a highly respected financial institution serving the Coeur d'Alene market. This role is designed for a motivated banking professional who thrives on developing meaningful client relationships, identifying strategic lending opportunities, and becoming a trusted financial advisor to businesses throughout the region.

As a key member of the commercial banking team, you will oversee a diverse portfolio of commercial clients while cultivating new business opportunities across multiple industries. You'll collaborate with executive leadership, credit professionals, treasury management, and retail banking teams to deliver customized financial solutions that help local businesses grow and succeed.

If you're passionate about relationship banking, possess strong business development skills, and enjoy serving as a strategic financial partner, this is an outstanding opportunity to advance your career with a stable and growth-oriented organization.

What You'll Do

• Develop, manage, and expand a profitable portfolio of commercial banking relationships.
• Proactively identify and pursue new business opportunities through networking, referrals, community involvement, and strategic prospecting.
• Structure and negotiate commercial loans including C&I, owner-occupied real estate, investment real estate, construction, lines of credit, equipment financing, and working capital facilities.
• Conduct comprehensive financial analysis including cash flow evaluation, collateral assessment, industry trends, and overall creditworthiness.
• Prepare high-quality credit presentations and loan packages for approval while maintaining sound underwriting standards.
• Collaborate closely with Credit Administration to ensure timely underwriting and loan approvals.
• Cross-sell treasury management, deposit services, merchant processing, wealth management, and additional banking products to deepen customer relationships.
• Monitor portfolio performance, identify potential risks, and proactively manage problem credits when necessary.
• Maintain regular client contact through business visits, annual reviews, and ongoing relationship management.
• Ensure compliance with all regulatory requirements, lending policies, and internal procedures.
• Represent the bank through community organizations, professional associations, and local networking events.
• Partner with internal teams to deliver exceptional customer service and seamless client experiences.
• Mentor junior lenders and contribute to a collaborative, high-performing commercial banking culture.

Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field preferred.
• 5+ years of commercial banking or commercial relationship management experience.
• Demonstrated success originating and managing commercial loan portfolios.
• Strong understanding of commercial credit analysis, financial statement interpretation, and cash flow underwriting.
• Experience with commercial real estate lending, C&I lending, and business development.
• Proven ability to generate new business while maintaining long-term client relationships.
• Excellent negotiation, presentation, communication, and interpersonal skills.
• Strong knowledge of banking regulations and commercial lending practices.
• High degree of professionalism, integrity, and sound business judgment.
• Ability to work independently while collaborating effectively across multiple departments.

Preferred Experience

• Existing network of business and professional contacts within the Northern Idaho market.
• Experience managing portfolios consisting of middle-market and privately held businesses.
• Treasury Management sales experience.
• Formal commercial credit training.
• Advanced financial analysis and portfolio management experience.

What We're Looking For

The ideal candidate is more than a lender. They are a trusted advisor, strategic thinker, and relationship builder who understands that successful commercial banking begins with listening to clients and delivering solutions that support their long-term success. You are driven by meaningful conversations, confident in navigating complex financial structures, and committed to providing exceptional service with every client interaction.

Why Join Us?

• Competitive salary ranging from $140,000 to $170,000
• Performance-based incentive opportunities
• Comprehensive medical, dental, and vision insurance
• 401(k) with company match
• Generous Paid Time Off and paid holidays
• Professional development and continuing education opportunities
• Career advancement within a growing organization
• Collaborative leadership team and supportive culture
• Opportunity to make a meaningful impact within the Coeur d'Alene business community

If you're ready to elevate your commercial banking career while helping local businesses thrive, we'd love to connect with you. Join a team where relationships matter, expertise is valued, and your contributions directly influence the success of clients, the community, and the organization.